Obtain a Policy
We know there’s a lot that goes into running a business. With so much to consider, the last thing you want to worry about is your workers’ comp insurance. With more than 100 years’ experience you can rest assured your business will be taken care of by our experts in workers’ comp and workplace safety. Want to know more about workers’ comp? Workers’ Comp Basics has the answers.
#1 Workers' Compensation Carrier
in the state by number of policies and premium.
More than 100 years
serving California businesses.
Keeping Employees Safe
We offer comprehensive workplace safety services at no extra charge.
- Our IIPP Builder℠ to help you complete your Cal/OSHA-required safety plan (also available in Spanish).
- An online library of safety training modules for yourself and your employees.
- Workplace safety specialists, ergonomists, and industrial hygienists to offer on-site expertise and inspections.
Restoring Injured Workers
When a workplace injury occurs, we‘re here to support you.
- Our Medical Provider Network (MPN) provides care to injured workers by qualified medical providers who specialize in treating occupational injuries.
- Our Major Claims Team provides personal support for workers who have suffered major injuries.
- The Return-to-Work Program helps provide modified work duties until the injured worker is fully recovered.
Why Choose State Fund?
We use our financial strength and reliability to help serve our communities through environmental and health initiatives. We're:
- Not-for-profit and self-funded. We’re able to support our policyholders during crisis and when we have a great year, we pay dividends.
- Passionate about the future. Whether it’s helping the fight against cancer or turning our properties into solar farms, we invest for tomorrow.
Making Claims Management Easy
We’ll follow your claim from start to finish and help you along the way. You’ll work with a dedicated team of claim adjusters, who'll analyze each claim to implement a strategy to get your worker back to work.
- With State Fund Online, you can get up-to-date claim details, message your adjuster, upload files, and more.
- Need help understanding the claims process? Check out of our free seminars.
More about our rating plans
Find out what we take into consideration when establishing a schedule rating for a policy and our specialized claims handling for employers and their union workers.
Schedule Rating
If you would like to work directly with a broker, visit Independent Insurance Agents and Brokers of California for a list of qualified brokers.