Workers’ Comp Coverage+ So Much More
Typical workers’ comp coverage is like getting a single scoop of ice cream. With us, you get all the flavors. Coverage Plus offers accident prevention, fast claim services, and no-cost training for you and your workers.
Why We're Different
For more than 100 years, our mission has been to support California employers by offering competitive pricing, expert guidance on workplace safety, and dedicated help for injured workers. As a not-for-profit, we invest in our policyholders instead of shareholders. As we help businesses thrive across the state, we are proud to be strengthening California’s workforce.
Workers' Comp Coverage+
Accident prevention services
We offer comprehensive workplace safety services at no extra charge.
- Safety specialists offer on-site expertise to help you create a safer workplace.
- IIPP Builder℠ will help you complete your Cal/OSHA-required safety plan. And it’s available in Spanish!
- Our Safety Resource Center, www.SafeAtWorkCA.com offers safety meeting topics, training videos, and more.
Fast, reliable claims handling
We guide your claim from start to finish, supporting you every step of the way.
- You’ll have a dedicated claims team who review each case and develop a strategy to help your injured worker get back to work.
- State Fund Online gives you 24/7 access to your claim info. You can also message your adjuster, upload files, and more.
- Our videos and webinars will help you understand the claims process and what you can do to help settle a claim.
Free training resources
We provide free education and training for you and your employees.
- Online Safety University℠. You’ll have access to over 300 online courses including 70 in Spanish, to help you train your employees in workplace safety.
- Employer Education seminars. We offer live and on-demand seminars on topics that affect your business. Topics like determining employment status, claims management, workplace safety, and more.
"The emphasis you have put on customer experience, whether agents or insureds, has changed the game. We have been telling the good news about State Fund for years now with our clients."
– Paul Sullivan, Broker
"Since the first time I had contact with Vanessa I knew I was in good hands. She has been unbelievably good at communication and taking the time to explain things to me in order to make sure I understand each and every step."
– injured worker
"That State Fund is giving grant money to be proactive and help keep people safe on job sites and avoid possible comp claims due to lack of safety equipment is excellent. Haven’t had one bad thing to say about State Fund and will continue to spread the good word! Thanks again."
– Safety Equipment Grant Recipient
State Compensation Insurance Fund is not a branch of the State of California.