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Obtain a Policy
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<div class="topMission">Established in 1914 by the state legislature, State Fund is California's most reliable provider of workers' compensation insurance and a vital asset to California businesses. State Fund supports California's entrepreneurial spirit and plays a stabilizing role in the economy by providing fairly priced workers' compensation insurance, helping California employers keep their workplaces safe, and restoring injured workers.
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<li><a href='/about/About.asp' name='About'>About</a></li><li class='on'><a href='/policy/ObtainAPolicy.asp' name='Obtain a Policy'>Obtain a Policy</a></li><li><a href='/claims/ClaimsSvcs.asp' name='Claims Services'>Claims Services</a></li><li><a href='/safety/SafetyAndSeminars.asp' name='Safety & Seminars'>Safety & Seminars</a></li><li><a href='/forms/Forms.asp' name='Forms'>Forms</a></li><li><a href='/careers/Index.asp' name='Careers'>Careers</a></li>
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<li><a href='/policy/ClaimsHandling.asp'>Claims Handling</a></li><li><a href='/policy/TreatingInjuredWorkers.asp'>Treating Injured Workers</a></li><li><a href='/policy/WorkplaceSafety.asp'>Workplace Safety</a></li><li><a href='/policy/WhyStateFund.asp'>Why State Fund</a></li><li><a href='/policy/RatingPlans.asp'>Plans & Discounts</a></li>
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<h1>Obtain a Policy</h1>
<img id="hero" src="/policy/images/AdobeStock_374468428-Business_owner_turning_his_sign_to_open.jpg" alt="claims hero"><br>
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<h2>WHY STATE FUND?</h2>
<p>We know there’s a lot that goes into running a business. With so many factors to consider, the last thing you want to worry about is your workers’ comp insurance. With more than
100 years’ experience in the industry you can rest assured that your business will be taken care of by our experts in workers’ comp and workplace safety. </p>
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<div class="col-md-5 clr-gray"><img src="/policy/images/ObtainaPolicyGraphics_MoreThan100.png" alt="More than 100 years serving California businesses"></div>
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<div class="col-md-6 clr-gray"><img src="/policy/images/ObtainaPolicyGraphics_Number1Carrier.png" alt="Number one Workers’ Compensation Carrier in the state by number of policies and premium"></div>
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<div class="button"><a href="https://www.statefunddirect.com/GetaQuote">Get A Quote</a></div>
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<h2>Keeping Employees Safe</h2>
<p>We offer comprehensive workplace safety services at no extra charge.</p>
<ul>
<li>Our IIPP Builder<sup>SM</sup> to help you complete your Cal/OSHA-required safety plan.</li>
<li>An online library of safety training modules for yourself and your employees.</li>
<li>Workplace safety specialists, ergonomists, and industrial hygienists to offer on-site expertise and inspections.</li>
</ul>
<p><a href="WorkplaceSafety.asp">Learn more about our safety services and resources.</a></p>
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<h2>Restoring Injured Workers</h2>
<p>Despite your best efforts to keep employees safe, sometimes accidents happen. When they do, we‘ll be there to support you. The State Fund Medical Provider Network (MPN) provides
care to injured workers by qualified medical providers who specialize in treating occupational injuries. </p>
<ul class="2columns">
<li>Our <strong>Major Claims Team</strong> provides personal support for workers who have suffered major injuries.</li>
<li>The <strong>Return-to-Work Program</strong> helps employers and injured workers in providing modified work duties until the injured worker is fully recovered.</li>
</ul><br>
<p><a href="/policy/TreatingInjuredWorkers.asp">Find out more about how we help injured workers get back to work.</a></p>
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<img src="/policy/images/AdobeStock_276251490-Injured_worker_completing_physical_rehabilitation.jpg" alt="Injured worker completing physical rehabilitation">
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<h2>Making Claims Management Easy</h2>
<p>We’ll follow your claim from start to finish and help you through the various stages. You’ll work with a dedicated team of claim adjusters - specialists who will analyze each claim to implement a strategy to get your worker back to work while helping to lessen the impact on your business. And with <em>State Fund Online</em>, you’ll get up-to-date claim details, be able to message your adjuster, upload files, and more. </p><ul> <li>Need help understanding the claims process? We have free videos and webinars that are designed to help you understand the process, from start to finish. </li>
</ul>
<p><a href="/policy/ClaimsHandling.asp">Learn more about claims management services. </a></p>
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<div class="button"><a href="https://www.statefunddirect.com/GetaQuote">Get A Quote</a></div>
<p>If you would like to work directly with a broker, visit <a href="https://member.iiabcal.org/Membership/Membership-Directory/Find-an-Agent-Broker">Independent Insurance Agents and Brokers of California</a> for a list of qualified brokers.</p>
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