State Fund Today
In 2025, we proudly announced a major milestone- declaring our seventh consecutive and largest dividend. We’re returning 20% to our policyholders, reinforcing our continued commitment to deliver meaningful value. This achievement reflects the strength of our underwriting discipline, loyalty of our broker partners and shared focus of safety and long-term performance.
How do you know if your client is eligible? We’re pleased to introduce a new feature in your broker portal that allows you to view your clients’ dividend details across their complete policy history with us. This enhancement enables you to quickly identify accounts that may be at risk of losing eligibility for a 2025 dividend payment, allowing you to proactively assist clients in resolving any outstanding audit or payment issues. With increased visibility, you can offer timely and valuable support to your clients.
Our system evaluates policies for dividend eligibility one month after they expire. Simply enter the policy number and year and you can view detailed information on a specific policy. You can utilize the “Activity Type” and “Eligibility Status” filters on the “Dividend Activity” dashboard to refine your results. You can also monitor your clients’ pre-eligibility status. This forward-looking indicator highlights policies that may be trending toward ineligibility giving you adequate time to help clients address any outstanding items before the final eligibility review.
You can read more information on the dividend eligibility requirements.
Disclaimer: Under California law it is unlawful for an insurer to promise the future payment of dividends under an unexpired workers' compensation insurance policy or to misrepresent the conditions for dividend payment. Dividends are payable only pursuant to conditions determined by the Board of Directors or other governing board of the Company following policy expiration. It is a misdemeanor for any insurer or officer or agent thereof, or any insurance broker or solicitor, to promise the payment of future workers' compensation dividends. Past dividend performance is no guarantee of an insurer's future dividend performance. Forfeiture of a right to, reduction in the amount of, or delay in the payment of a policyholder's dividend due to the policyholder's failure to accept renewal of the policy or subsequent policies issued by the same insurer is illegal and constitutes an unfair practice.