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2021 Annual Report

President's Letter

After a truly unique and challenging 2020, it is easy to think of 2021 as something more pedestrian. But as I sit here and think about last year in its entirety, I'm quickly reminded how 2021 was also one of the most unusual in my career—both from a personal and professional perspective.

Over the course of 2021, the pandemic dominated nearly every aspect of our lives. Just about anyone who wanted a COVID vaccine in this country was able to get one. Many had two or three doses! But multiple COVID variants still moved quickly throughout our communities and continued to affect the way we lived, worked, and played.

Our global supply chain—something that is often nearly invisible to most people—became a regular conversational topic and inflation began to rear its head for the first time in recent memory. By the end of 2021, the economy seemed to be a little unsure of where it was going. And the insurance market in California was also just beginning to show some signs of uncertainty.

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We've been helping business owners for more than 100 years and we're prepared to be here for the next 100 as well.

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Financial Summary

Find out how 2021 was a successful year for us.

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Statutory Annual Statement

Our required annual statement to the California Department of Insurance.


2021 Audited Statement

The certified financial statement of our auditors.