Labor Code Section §3201.5 authorizes ADR programs in the construction industry. To be eligible to purchase an ADR policy under §3201.5(c), an employer in the construction industry must annually project or have paid $250,000 in workers’ compensation premiums OR the employer can be a member of a safety group of construction industry employers that complies with Insurance Code §11656.6 and §11656.7 and the group projects or has paid $2,000,000 or more in annual workers’ compensation premiums.
Labor Code Section §3201.7 authorizes ADR programs in all other industries. To be eligible to purchase an ADR policy under §3201.7(c), an employer in a non-construction industry must annually project or have paid $50,000 in workers’ compensation premiums and employ at least 50 employees OR the employer can be a member of a safety group of non-construction industry employers that complies with Insurance Code §11656.6 and §11656.7and the group projects or has paid $500,000 or more in annual workers’ compensation premiums.