To participate in State Fund’s ADR program, the employer must be a signatory employer member of a carve-out agreement negotiated with the union that represents your employees.
Employers must also
- Sign a workers’ compensation addendum, which formalizes use of an ADR system.
- Remain in good standing with the union.
- Maintain the appropriate business licenses for the industry.
- Satisfy all state eligibility requirements under the Labor Code and the Insurance Code and related regulations.
- Meet State Fund’s underwriting criteria for a workers’ compensation policy and timely pay the premium for the insurance policy.