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<h1>State Compensation Insurance Fund Website Privacy Policy</h1>
<p>State Fund is committed to protecting and respecting your personal information. Personal information is information that can be used to identify or describe you.</p>
<p>We are guided by Article 1, Section 1 of the California Constitution, the Information Practices Act of 1977, and other applicable California and federal laws to protect your personal information. This policy describes how we collect, use, store and disclose your personal information.</p>
<h2>We use the following principles when collecting and managing your personal information:</h2>
<ol type="1">
<li style="font-weight: bold">Collection and use of personal information </li>
<p><br>
We use your personal information to provide you with goods and services related to your workers' compensation insurance needs and to provide you with other information about or from State Fund. We limit the collection of personal information to what is reasonably relevant and necessary to transact our business.</p>
<p> We collect information about your visit to our web sites, such as information volunteered by you through our online forms and programs, email initiated by you to State Fund, site visit data, and information collection applications. During your visit to this website, you may initiate a transaction, such as requesting a premium quote or registering for State Fund Online, inquiring about a claim, seeking to do business with State Fund, or apply for a job with State Fund. </p>
<li style="font-weight: bold">Disclosure to third parties</li>
<p><br>
We do <strong><u>not</u></strong> disclose, sell, trade or otherwise transfer customer or third-party personal information to others for any third party’s commercial purposes. We may trade or transfer your user information to third parties for State Fund marketing purposes. We may collect and provide information to third parties when required by law or regulation, or when related to the transaction of workers’ compensation insurance business, such as the following:</p>
<ul>
<li>Information you or your representatives provide directly to us;</li>
<li>Information created by and related to your business with us;</li>
<li>Information we receive from credit bureaus or the internet;</li>
<li>Information gathered in the course of your use and as a result of your accessing State Fund’s webpages and social media sites; and</li>
<li>Information about the nature and extent of your use of State Fund’s webpages.</li>
</ul>
<br>
<p>We provide some of our services through contractual arrangements with medical and legal service providers, brokers, and other third parties (collectively, "service partners") including processing credit and debit card transactions. When you enter personal information such as credit or debit card information, we encrypt this data using a Secure Socket Layer (SSL) connection. </p>
<p>We provide limited personal information to our third parties that is necessary for our business and marketing purposes. Further, we restrict those third parties’ use of your information to accomplish those purposes.</p>
<p>Generally, State Fund contractually obligates third parties to keep your personal information secure and confidential. </p>
<p> We may also share your personal information to third parties when you consent to release the information.</p>
<li style="font-weight: bold">Third Party Websites</li>
<p><br>
You will find links to third party websites on State Fund’s webpages. Those websites may seek to install cookies on your computer and track your activities. State Fund does not monitor or control those websites or their use of cookies or tracking activities. Generally, State Fund does not control their collection of information. You should review those webpages’ terms of service and privacy policies to learn about their collection and use of your information and opt-out options. State Fund provides those links as a convenience and the inclusion of those links should not be considered an endorsement of the linked website.</p>
<li style="font-weight: bold">Protection of Personal Information</li>
<p><br>
We take reasonable precautions to protect your personal information against loss, unauthorized access, and illegal use or disclosure. We have established technical, administrative, and physical security measures that are consistent with government and industry standards to protect your personal and confidential information. We also review our security policies and procedures periodically to consider appropriate new technology and updated methods to protect information.</p>
<li style="font-weight: bold">Access to Personal Information</li>
<p><br>
We strive to keep your personal information accurate, complete, and up to date. We will provide you with reasonable access to your personal information to have it corrected, amended, or deleted where it is inaccurate or inappropriate for the specified purposes of processing.</p>
<p> To request access to your personal information, you may contact the Privacy Office at<a href="mailto:PrivacyOffice@scif.com"> PrivacyOffice@scif.com</a> or (888) 724-3237. The Privacy Office’s address is: 1010 Vaquero Circle, Vacaville, CA 95688.</p>
<li style="font-weight: bold">Cookies and Web Beacons Disclaimer</li>
<p><br>
Cookies are pieces of data that a Web site transfers to a user’s hard drive for record keeping purposes. Web beacons are transparent pixel images that are used in collecting information about website usage. </p>
<p> We use various third party analytics products to collect information about your visit to and use of our webpages, blogs and programs. </p>
<p>You can also opt out of being tracked by using the Google Analytics Opt-out Browser Add-on available <a href="https://tools.google.com/dlpage/gaoptout/eula.html" target="_blank"><strong>here</strong></a>. Supporting browsers include Microsoft Internet Explorer 11, Google Chrome 77 or higher, Mozilla Firefox 69 or higher, and Apple Safari 12 or higher. (Link and supported browser information current as of November 7, 2019.)</p>
<p>We have YouTube videos on our site, which are governed by Google/YouTube’s Privacy Policy.
You can find Google’s Privacy Policy <a href="https://policies.google.com/privacy?hl=en">here</a>. You can find YouTube Terms of Services <a href="https://www.youtube.com/t/terms">here</a>. </p>
<p> State Fund may use tracking tools such as Facebook Pixels. These types of analytic tools track site visitors for what the visitor is viewing and target future advertisements around the visitor’s viewing. When you visit a State Fund website and subsequently visit a social media or other website, you may see a State Fund ad as part of the pixel. Some sites may provide an Opt-out option for this feature. </p>
<li style="font-weight: bold">Do Not Track (DNT) Signals</li>
<p><br>
State Fund will honor your “Do Not Track” DNT signal if you are using a web browser that supports the feature. If you have turned on your web browser’s DNT signal, we do not track your online activities over time and across third-party websites or online services. Whether or not your web browser’s “do not track” signal is turned on, we do not enable other websites to collect personal information about your online activities overtime in connection with your visit to State Fund’s web site and online services.</p>
<li style="font-weight: bold">SMS/Text Notification</li>
<p><br>
We will use the information we obtain in connection with our SMS/text messaging in accordance with this SMS/Text Notification Privacy Policy. We collect the following personal information about you in the context of our text messaging program: your name, mobile phone number, and texting preferences (opt-ins and opt-outs). We use this information to manage our text messaging program and to send you text messages. Your wireless carrier may collect data about your wireless device usage and its practices are governed by its own policies. We take measures to protect your sensitive personal information but cannot guarantee its security in transit or storage. This SMS/Text Notification Privacy Policy is subject to <a href="/about/SharingDisclosure.asp">State Compensation Insurance Fund’s Information Sharing Disclosure</a>. </p>
<li style="font-weight: bold">California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)</li>
<p><br>
State Fund is not subject to CCPA or CPRA. </p>
<li style="font-weight: bold">Contact Information</li>
<p><br>
If you have any questions or comments related to State Fund’s website or this privacy policy, send an email or write to the Privacy Officer at:<br>
Privacy Office</p>
<p> State Compensation Insurance Fund<br clear="all">
1010 Vaquero Circle<br clear="all">
Vacaville, California 95688<br clear="all">
E-mail address: <a href="mailto:PrivacyOffice@scif.com">PrivacyOffice@scif.com</a></p>
</ol>
<h3>Definitions:</h3>
<ol>
<li style="font-weight: bold">Personal Information – Information that can be used alone or with reference to another source to identify, contact, or locate an individual.
Personal information does not include publicly available information lawfully made available to the general public from federal, state, or local government records.<p>
<p>Personal Information includes, but is not limited to: </p>
<p>For any individual – Sensitive Personal Information, which alone (e.g. no reference to another source is needed), or in combination with an individual’s name if lost, compromised, or disclosed without authorization, could result in substantial harm, embarrassment, inconvenience, or unfairness to an individual.</p>
<strong>
<ol>Examples under California law as of January 1, 2023:<br>
<br>
Includes without limitation: An individual’s name, signature, social security number, physical characteristics or description, address, telephone number, passport number,
driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit
card number, or any other financial information, medical information, or health insurance information, tax identification number, military identification number, any other
government-issued identification number, biometric data from measurements or technical analysis of characteristics used for authentication, such as fingerprints, retina
patterns, iris images, or genetic data.<p>
</ol> <p><strong>For Policyholders: Any individually identifiable information gathered in connection with an insurance transaction from which judgments can be made about an individual’s character, habits, avocations, finances, occupation, general reputation, credit information or any other personal characteristics..</strong></p>
</strong></li>
<li style="font-weight: bold">"Cookies" – Cookies are small files supplied by a Web server and stored by the Web browser software on your computer when you access State Fund’s Web site. </li><p>
<li style="font-weight: bold">"Do Not Track" signals are mechanisms built into Web browsers that provide users the ability to exercise choice regarding the collection of
personal information about an individual’s online activities over time and across third-party Web sites or online services.</li>
</ol>
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