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<h1>Premium Audit</h1>
<p>This <a href="/pdf/PremiumAuditGuide.pdf">Premium Audit Guide</a> is designed to provide brokers and policyholders with detailed information and tools to prepare for annual audits. Audits are a necessary part of the workers’ compensation process and this guide will help make them go as smooth and quickly as possible for your clients--all it takes is a little advance planning.</p>
<p>Para una versión en español de la guía para una auditoría de prima, <a href="/pdf/PremiumAuditGuideSpanish.pdf">haga clic aquí</a>.</p>
<h2>Why are Premium Audits Necessary?</h2>
<p>These audits are necessary because policy premiums are based upon estimated payroll amounts for the upcoming policy period. After the policy year is complete, our professional auditors review payroll records and verify the actual payroll and business operations to ensure final premiums reflect changes in operations from initial estimates. The audit could result in a return or overpaid premium for the policyholder, or an invoice for additional premium.</p>
<p>This guide provides an audit checklist for advance planning, in-depth information on the types of records needed, and educates both policyholders and brokers on the audit process.</p>
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