Obtaining Workers' Compensation Insurance

In California, every employer is required to carry workers’ compensation insurance, and in turn, State Fund’s charter ensures that all employers are able to obtain workers’ compensation insurance through State Fund. State Fund currently insures approximately one in four California businesses, thereby protecting employees and supporting California’s entrepreneurial spirit.

You may obtain workers' compensation insurance in California in the following ways:

• Through a broker: If you currently do not have a broker and would like a referral, please contact IBA West at (800) 772-8998 or visit their Web site. IBA West represents independent agents and insurance brokers in California, Alaska, Oregon, and Washington who employ thousands of insurance professionals and will provide assistance in selecting a broker for your insurance needs.
• Directly with an insurance carrier that provides California workers' compensation insurance.

Obtaining Coverage from State Fund
You may apply for workers' compensation coverage in one of two ways:

• Through a Regional Office*: Contact your local State Fund Regional Office.
• Through our Web site: Go to Request an Application for Insurance where you can obtain an application by download or mail. The completed forms must be submitted to a State Fund Regional Office.

*In the Los Angeles area, applications are accepted in our Monterey Park office. In the Inland Empire, applications are accepted in our San Bernardino office. Offices in Glendale and Riverside provide claims-related services only.

Note: The State Compensation Insurance Fund is organized as a public enterprise fund and is a division within the California Department of Industrial Relations. The State Compensation Insurance Fund is not a branch of the State of California.

Note: State Compensation Insurance Fund is not a branch of the State of California.