Workplace injuries can negatively affect an employer’s bottom line, but brokers like you can make a difference by helping your clients get their employees back to work as soon as possible. Evidence supporting return to work (RTW) programs is so compelling, lawmakers established incentives for employers to set up RTW programs.
The employer can eliminate the cost of providing a supplemental job displacement benefit voucher by offering the injured worker a job. In addition, the employees' permanent disability payment is reduced when a large employer (one with 50 or more employees) offers a return to work job opportunity.
The willingness of employers to create opportunities for returning their injured employees to work is the key to a successful RTW program and reducing claims costs. When your client’s claims expenses are minimized, it creates a more positive book of business for you.
State Fund has many resources available to you and your clients. Among them, our MEDfinder MPN Search helps employers find conveniently located doctors and specialists from the State Fund Medical Provider Network who can give ill or injured workers prompt, professional treatment. Our RTW coordinators and health consultants may be able to assist your clients in keeping their employees working and productive by finding job modifications and setting up a plan.
If your clients would like to learn more about State Fund’s Return to Work Program, our RTW coordinators can meet with them one-on-one and help customize a program specifically for their business. We’re here to help you provide the best possible service to your clients.
