Coverage provides benefits to assist people who have chronic long-term physical and/or mental conditions that require assistance to perform the activities of daily life. This coverage can also extend to an employee’s spouse, parents, siblings who are 18-years of age and older, and in-laws. Employees are responsible for full payment of the insurance premium.
The ARAG Group administers a program for State Fund employees and their dependents. This program allows them to receive personal legal representation for certain covered services. Services include assistance during will preparation, divorce, adoption, bankruptcy, and civil actions. The employee is responsible for the full payment of premiums.
Employees who desire counseling or assistance in resolving personal issues have access to State Fund's confidential EAP program. This free service is available to all employees and certain family members who may require assistance with matters ranging from day-to-day concerns to serious issues. EAP counselors work with the employee to provide professional assessment, problem solving, and referral services.
Employees who work in areas served by mass transit (rail, bus, or other commercial transportation) may receive a subsidy from State Fund to cover a portion of their transit costs.
If an employee is injured on the job, State Fund provides the medical treatment necessary to cure or relieve the effects of the injury. If temporarily disabled from work, the employee may receive Industrial Disability Leave. This benefit pays up to two-thirds of the employee's gross wages.
In the event a covered employee dies before retirement, the State of California pays death benefits. These benefits consist of a lump sum payment of $5,000 and/or a monthly allowance, payable to the employee's beneficiary. The amount of the allowance depends upon various factors, such as the deceased employee's retirement plan, age at the time of death, and years of State service.
